Full & Final Settlement Calculator India 2026
Calculate your complete F&F settlement amount including pro-rated salary, leave encashment, gratuity, bonus, and notice period recovery in seconds.
| Component | Amount |
|---|---|
| Pro-rated Salary | ₹0 |
| Leave Encashment | ₹0 |
| Gratuity (if ≥5 yrs) | ₹0 |
| Bonus / Incentive | ₹0 |
| Notice Period Recovery (−) | ₹0 |
| Other Deductions (−) | ₹0 |
| Net F&F Amount | ₹0 |
How to Use the F&F Settlement Calculator
- Enter your monthly gross salary and the number of days worked in your last month.
- Fill in your basic salary, total years of service, and pending earned leaves.
- Enter notice period shortfall days (0 if fully served), bonus payable, and any other deductions.
- Click Calculate F&F Settlement to see the complete breakup instantly.
- Copy the result to share or save for your records.
F&F Settlement Formula & Methodology
Pro-rated Salary = (Gross ÷ 26) × Days Worked
Leave Encashment = (Basic ÷ 26) × Pending Earned Leaves
Gratuity (≥5 yrs) = Basic × 15 ÷ 26 × Years
Notice Recovery = (Gross ÷ 30) × Shortfall Days
This calculator follows the Payment of Gratuity Act 1972 (₹20L exemption), Payment of Wages Act, and standard HR practices across Indian industries. Formula reviewed by Vipul Jaganiya, Computer Science expert.
F&F Settlement Examples
| Scenario | Gross/Month | Days Worked | Service | Leaves | Net F&F |
|---|---|---|---|---|---|
| Junior resigned (2 yrs service) | ₹35,000 | 15/30 | 2 years | 10 days | ≈₹21,731 |
| Senior with 6 years service | ₹80,000 | 25/30 | 6 years | 20 days | ≈₹95,769 |
| Manager with notice shortfall (30 days) | ₹1,20,000 | 10/30 | 8 years | 12 days | ≈₹52,923 |
* Examples use Basic = 40% of Gross. Actual amounts vary based on company policy and applicable laws.
Frequently Asked Questions — F&F Settlement
Full & Final (F&F) settlement is the process of clearing all dues between an employer and employee on the last working day. It includes unpaid salary, leave encashment, gratuity, bonus, and any deductions.
As per best HR practices and many state laws, F&F settlement should be completed within 30–45 days of the last working day. Some states mandate within 2–7 days of final day.
Yes, gratuity is included in F&F if the employee has completed at least 5 years of continuous service. It is calculated as (Basic+DA) × 15/26 × years of service.
If an employee leaves without serving the full notice period, the employer deducts salary for the shortfall days from the F&F settlement amount.
Leave encashment = (Basic Salary ÷ 26) × Number of earned leaves pending. Only earned/privilege leaves are typically encashed; casual and sick leaves may lapse.
Pro-rated salary and notice recovery are fully taxable. Gratuity up to ₹20 lakh is tax-exempt. Leave encashment up to ₹25 lakh is exempt for government employees; private sector employees get exemption based on a formula.
An employer can delay but not permanently withhold F&F dues. Employees can file a complaint with the Labour Commissioner or approach the Labour Court if dues are not cleared within a reasonable time.
Documents provided include experience/relieving letter, Form 16 (TDS certificate), PF transfer/withdrawal forms, and the F&F settlement statement with breakup of all components.
Pro-rated salary = (Monthly Gross Salary ÷ 26) × Days Worked. For example, if gross is ₹50,000 and employee worked 18 days, pro-rated salary = (50,000÷26)×18 = ₹34,615.
Yes, any statutory bonus (under Payment of Bonus Act) or performance bonus that has accrued or is due is included in the F&F settlement.